An Interbank Deposit Placement System (IDPS) that allows banks participating in the service to offer their customers multiple deposits so that potential deposit (fund) amounts exceeding an applicable Federal deposit insurance limit (e.g., $100,000) are fully insured. The IDPS partitions each of the potential...http://www.google.com.tw/patents/US7899743?utm_source=gb-gplus-share專利 US7899743 - Method for fully insuring large bank deposits using a plurality of banks that receive portions of each large deposit
