A browser-based simulator may be used to create and send test messages to one or more transaction processing facilities (TPFs) to determine the response of the TPF system. It allows a user or plurality of users to create ISO 8583 messages, send the messages to the TPF systems, receive a response, and...http://www.google.com.tw/patents/US20060224919?utm_source=gb-gplus-share專利 US20060224919 - Method, system, and computer program product for electronic messaging