A microchip-enabled online transaction system and method that emulates a "card-present" transaction in an online or remote environment by using an improved authentication and transaction system. More specifically, this system uses an authenticating instrument (e.g., smart card), an authenticating instrument...http://www.google.com.tw/patents/US20020128977?utm_source=gb-gplus-share專利 US20020128977 - Microchip-enabled online transaction system
