(12) Patent Application Publication (10) Pub. No.: US 2004/0007618 A1
(54) PREPAID CREDIT CARD METHOD (52) U.S. Cl. ............................................................ .. 235/380 (76) Inventors: Scott Oram, El Cajon, CA (US); Robert Oram, El Cajon, CA (US) (57) ABSTRACT C d Add : Sggifsgignjnce fess Methods for distributing and activating prepaid credit cards 9649 Palemino Ridge Dr are presented. The prepaid credit cards are made available to El Cajon CA 92021 (Usl) consumers in various locations including retail outlets, ’ department stores, financial institutions, and other conve(21) Appl_ No_: 10/192 997 nient places. Consumers purchase a prepaid credit card in a ’ desired denomination and then activate the card. The card (22) Filed; Ju]_ 10, 2002 can be activated over the phone, in combination With a purchase, or at a special kiosk. Once the card has been Publication Classification activated, the consumer can use the card as a normal credit or debit card. When the initial value of the card is depleted, (51) Int. Cl.7 ..................................................... .. G06K 5/00 the card can be refilled With additional funds. 400 purchase / card
